Built for the long game.
Churning isn't the goal — we prioritize a long-term outlook. Every recommendation is grounded in your actual spend, your actual goals, and the long-term health of your credit profile.
The founder
What they didn't teach in finance class.
Matt has been deep in the points game since university — and in that time he's redeemed over $100k in travel, including multiple business-class trips to Switzerland, Germany, Portugal, and other amazing destinations around the world.
Beyond being a travel enthusiast, Matt has a serious background in data and finance.
But what they didn't teach him in any of those classrooms is how the piece of plastic in your pocket can unlock flights exceeding $6,000 one-way — for a tiny fraction of the cash price. That's the part Matt taught himself, and it's the part he wants to teach you.
By the numbers.
$100k+
Lifetime redeemed value
6+
Countries on points
8 yrs
Strategizing redemptions
A real
finance background.
Drexel University
Entrepreneurship, Data Science & Real Estate Finance
University of Zurich
Global Finance & Economics
George Washington University
Finance
Matt's wallet.
Bilt Palladium
Amex Gold
Amex Blue Business Plus
Amex EveryDay
Marriott Bonvoy Business
Ritz-Carlton Credit Card
United Explorer
United Business
United Gateway
Wells Fargo Autograph
Wells Fargo Autograph
Rakuten Credit Card
Apple Card
Chase Freedom Flex
Schwab Investor Debit
Cents per point that matter.
We don't redeem for 1.2¢ when there's a sweet-spot partner getting you 6¢. The whole point of Point Buddy is finding those redemptions for you.